Fixed Rates - provide maximum rate stability. You can lock in your rate for the term of your loan, up to 10 years.

Adjustable Rates - allow you to lock in rates for one, two, three, five or seven years, providing you added flexibility to take advantage of changing market conditions.

Variable Rate - is the most market-sensitive rate because it can change monthly. Historically, our variable rate has provided the most interest savings over the life of a loan.

Multi-Rate - provides maximum interest rate protection by allowing you to place part of your loan on a longer-term fixed or adjustable rate and part on a shorter-term adjustable or variable rate, so whichever way interest rates move, you're protected.