Farm Credit Services of Illinois is a farmer-owned cooperative dedicated to providing
competitive and flexible farm financing and crop insurance expertise. With more than $2
billion of assets, they have 165 employees that serve the financial and risk management
needs of nearly 8,000 farmers, agribusinesses, and rural landowners throughout the
southern 60 counties in Illinois. Farm Credit Services of Illinois helps improve the quality of
life of farmers and of rural America through its commitment to expert financial services and
advice and partnership-based relationships with agricultural customers.

Dave Owens, Chief Executive Officer

2007 was a record year and 2008 is off to another great start. These are exciting times and you represent one of the few bright spots in the US economy. Higher input costs, land turnover and higher land values resulted in significant demand for loans during 2007. For comparative purposes, our loan portfolio has grown at an average annual rate of 11.3% for the years 2000-2006. For 2007 the portfolio grew more than $395 million or 24.5%. The quality of the loan portfolio including the new growth is exceptional. Your Board of Directors and management are committed to providing competitive interest rates and a selection of loan products not available at other lenders. The association remains financially strong and well positioned to meet the capital needs of your operations.

Lance C. Beery, Chairman

Lance raises corn, soybeans and wheat near Findlay in Shelby County. He also has a commercial cattle herd. He has served on the board since 1983.

Jack Hastings,
Vice Chair

Jack raises corn, soybeans, wheat and hay near Louisville in Clay County. He also has 35 beef cows and feeds out 200 fat cattle annually. He has served on the board since 1985.

John Schable

John Schable raises corn and soybeans on a farm near Tuscola in Douglas County. He has served on the board since 1994.

Kent Brinkman

Kent Brinkman raises corn, soybeans and wheat near Carlyle in Clinton County. He is also a seed dealer. He has served on the board since 1998.

Mike Carls

Mike Carls raises corn and soybeans near Virginia in Cass County. He has served on the board since 2006.

Dale Crawford

Dale Crawford raises corn and soybeans on the family farm near Sullivan in Moultrie County. He has served on the board since 2006.

Wm. David Champion, Jr.

David Champion is the President and Chief Executive Officer of Eastern Illini Cooperative. He is one of two appointed directors on the Association board. He has served on the board since 1994.

Jack Crumrin

Jack Crumrin operates a grain and livestock farm near Martinsville in Crawford County. He also operates a hunting preserve. He has served on the board since 1974.

J. Dale Edwards

Dale Edwards operates a grain and livestock farm near Buffalo in Sangamon County, which includes a purebred Berkshire swine herd. he has served on the board since 1991.

Dennis Frey

Dennis raises corn and soybeans on a farm near Dahlgren in Hamilton County. He also raises native prairie grass seed. He has served on the board since 1991.

Mark Miller

Mark Miller raises corn and soybeans near Chestnut in Macon County. He has served on the board since 1997.

Dr. Kim Harris

Dr. Kim Harris is an Associate Professor of Agribusiness Economics at Southern Illinois University Carbondale (SIUC). He is one of two appointed directors on the Association board. He has served on the board since 1998.

Larry Hasheider

Larry raises corn, soybeans, wheat and alfalfa on a farm near Okawville. He also has pork, dairy, feedlot beef and beef cow operations. He has served on the board since 2006.

Donald Sievers

Don raises corn, soybeans and wheat on a farm near Staunton in northern Madison County. He also operates Countryside Gardens, a retail garden center and is a seed dealer. He has served on the board since 1991.

Karen Neff

Karen Neff farms 1,000 acres, growing corn, soybeans, wheat, and milo. She also raises seed beans, seed wheat and seed corn for three national seed companies companies, in addition to finishing hogs. Neff currently works as a Project Manager for UNISYS, a computer software and hardware company.

Senior Management Team

Dave M. Owens, Chief Executive Officers

Dave is a native of Mt. Vernon, Illinois. He obtained his Bachelors Degree in Business Administration from Southern Illinois University and is a Certified Public Accountant. He has been with the Farm Credit System since 1976, including 2 years with Farm Credit Administration, 12 years with the Farm Credit Bank of St. Louis, and 5 years with Farm Credit Services of Southeastern Illinois before joining Farm Credit Services of Illinois. Dave and his wife Cathy have two daughters and reside in Champaign, Illinois.

Don J. Olson, Executive Vice President
& Chief Credit Officer

Don has over 30 years of agricultural lending experience with the Farm Credit System, and has held a variety of positions, starting as a Loan Officer. He is a University of Illinois graduate, and a central Illinois native, having been raised on a grain and livestock farm near Hoopeston. He and his wife Laurel reside in Champaign, Illinois.

Aaron Johnson
Senior Vice President, Field Operations

Aaron is a native of New Holland, Illinois. He obtained his Bachelors Degree in Organizational Business Management from Illinois State University. He joined the Farm Credit System in 1984. Aaron and his wife Debbie have three children, and live on a farm near Latham, Illinois.

Loren J. Leskis
Senior Vice President, Field Officers

Loren has over 30 years experience in lending having worked with a national lending company, local community bank and Farm Credit. He is a native of the northern Chicago area, graduated from Southern Illinois University and moved to Champaign-Urbana in 1969. Loren and his wife LuAnn reside in Champaign, Illinois.

Steven D. Ray, Senior Vice President
& Chief Financial Officers

Steve has almost 30 years experience in finance and accounting, having worked more than a third of that time within the Farm Credit System. He received his bachelor's degree in business, majoring in accountancy, from Eastern Illinois University and is a CPA. Steve and his wife, Tammy reside in Champaign, Illinois.