FCS clients with loans can purchase life and disability insurance protection through FCS. Group coverage with a simple application is easy to obtain, and approval is fast through Minnesota Mutual Life Insurance Company, one of the largest companies in the country. Credit and mortgage life insurance protects the family from an unwanted debt obligation in the event of an untimely loss of a key contributor or breadwinner in the farm business.
Competitively priced level term life coverage also is available with terms up to 30 years. Through both Minnesota Life and First Colony Life, two of the strongest and largest companies in the term life insurance business, FCS clients can arrange for a longer term plan to cover present and future needs for life insurance. Rates are among the lowest in the country. A paramed exam and access to medical history is required for the level term life plans. |
